shady business practice ?

Tine (@tine) 7 years, 8 months ago

let me frame this, this is kind of a rant, i say that because i realize the subject i am about to bring up is a small thing, but i have seen this business practice so many times now and im curious if im the only one who finds this shady,

[context]: recently one of the least used bank accounts i have was brought below zero by a annual charge from a credit check service i setup with a card that draws from that account…. 4 years ago. i have not used this service since that one time,

[reality]: i fully realize i am responsible here for discontinuing a service

[shadiness reality]: i feel that the practice of not asking if you wish to continue their service before they charge you, especially within the context of you not using their product for years, is a system designed intentionally to catch people like me who are preoccupied with their lives and forget,

i understand this is not a illegal practice and im not demanding it stops, im just sitting back and thinking about the implications, and about how many businesses have an automatic withdrawal when its not appropriate, like one time use services requiring you to buy some sort of subscription .

i dunno, i’ll personally be avoiding companies that do this for the most part and learn my lesson here and pay more attention in the future if i do have something like that setup,

but i still feel this is shady … a system designed to catch people slipping,

what do you think ?

May 9, 2014 at 12:03 pm
Marlon (97) (@shoeopener) 7 years, 8 months ago ago

Manimal (2,998) (@manimal) 7 years, 8 months ago ago

So it’s their responsibility to magically know when you want to terminte the deal?

It’s their responsibility to continually ask if you want to continue?


A system that’s intentionally set up to trick people gets taken down fast by the big guys (who’ll develop a subtler method for their own monopoly.)

A system that a lot of idiots sign up for without paying attention, and continue to stay signed up for while still not paying attention, that’s just reality.
It isn’t shady, you’re just lazy and irresponsible.

Boohoo, the world is out to get poor little tine. He’s expected to be responsible for his actions, boohoo so much pressure.
Grow up. (And learn how to write while you’re at it, will ya?)

Anonymous (64) (@) 7 years, 8 months ago ago

Manimal, you continue to intrigue me in a good and curious way. No barb intended. The filter is slightly askew and I am digging it. Peace and love.

Tine (366) (@tine) 7 years, 8 months ago ago

lol, you continue to show how much of a douche you are, i already accepted responsibility in the OP, if you care to look, so your cocky rant about me accepting responsibility is something… i already.. said..

so whats your point ? o, none again ? gotcha

TheSkaFish (962)M (@theskafish) 7 years, 8 months ago ago

@tine, idk. I mean, technically Manimal is right – it’s up to you to keep track of your records. But I also see your point of view – the way they do things like that, is just annoying. Most likely, I don’t even think it is some kind of malicious thing hoping you forget. I’d guess you were given a charge by an automated process. The system saw you were under your balance, and automatically assigned a charge, and did not in fact laugh evilly while twirling its cybernetic mustache.

Long story short, it’s up to us to keep track of our own records but at the same time, I feel your frustration, having been stung by this myself.

Tine (366) (@tine) 7 years, 8 months ago ago

i agree with manimal too, i even said as much in the OP. i just dont like systems that are designed to take advantage of human weakness, in this case, forgetting.

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